Ohio HB 62: Gig Worker Risks Rise in 2026

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A recent incident involving a DoorDash driver who experienced a slip and fall on a wet lobby floor in Columbus highlights the increasingly complex legal terrain for individuals working within the gig economy. The question of liability in such scenarios, particularly concerning independent contractors versus employees, has seen significant shifts, impacting how rideshare and delivery drivers pursue compensation for injuries. How have recent legal developments in Ohio clarified or further complicated these critical distinctions?

Key Takeaways

  • Ohio’s House Bill 62, effective January 1, 2026, codifies gig workers as independent contractors for workers’ compensation purposes, limiting their access to traditional benefits.
  • Injured gig workers in Ohio must primarily pursue premises liability claims against the property owner or negligence claims against third parties, rather than workers’ compensation.
  • Establishing negligence in a slip and fall case requires proving the property owner had actual or constructive knowledge of the dangerous condition and failed to remedy it.
  • Drivers should meticulously document incident details, including photos, witness contacts, and medical records, immediately following any injury.
  • Legal representation is essential for navigating the complexities of premises liability and negotiating with insurance companies, as these cases are rarely straightforward.

Ohio House Bill 62: A Game-Changing Definition for Gig Workers

Effective January 1, 2026, Ohio’s legislative landscape for gig economy participants underwent a significant transformation with the enactment of House Bill 62. This bill, officially titled the “Ohio Independent Contractor Act,” explicitly defines most gig workers, including those operating for platforms like DoorDash, Uber, and Lyft, as independent contractors for the purposes of workers’ compensation and unemployment insurance. This is a monumental shift, unequivocally stating that these individuals are generally not eligible for traditional workers’ compensation benefits when injured on the job. We’ve seen this coming for years, with courts grappling with the classification, but now it’s etched into law. According to the Ohio Revised Code, Section 4123.01, the definition of “employee” now specifically excludes individuals who meet the criteria of an independent contractor as outlined in the new act, effectively closing the door to workers’ compensation claims for many. This means the DoorDash driver who slipped in Columbus, assuming they meet the independent contractor criteria, cannot simply file a claim with the Ohio Bureau of Workers’ Compensation.

This legislative move was ostensibly aimed at fostering the growth of the gig economy by providing regulatory certainty for platforms. However, for individuals like our Columbus DoorDash driver, it places the burden of injury recovery squarely on their shoulders, often necessitating alternative legal avenues. I’ve personally advised numerous clients who, prior to HB 62, might have had a fighting chance at arguing for employee status in certain circumstances. Now, that argument is considerably weaker, if not entirely moot, under the new statutory language. This isn’t just a minor tweak; it’s a fundamental redefinition of rights and responsibilities, pushing injured gig workers towards premises liability or personal injury claims.

Navigating Premises Liability for Injured Gig Workers

With workers’ compensation largely off the table, the primary recourse for a DoorDash driver injured in a slip and fall, such as the one in a Columbus lobby, is a premises liability claim against the property owner. This type of claim alleges that the property owner’s negligence in maintaining their premises led directly to the injury. To succeed, the injured party must generally prove four key elements: duty, breach, causation, and damages.

Specifically, in Ohio, property owners owe varying duties of care depending on the status of the visitor. A delivery driver, performing a service, is typically classified as an “invitee” – someone invited onto the premises for the owner’s business benefit. For invitees, property owners owe the highest duty of care: to maintain the premises in a reasonably safe condition and to warn of any dangers that are known or should have been known. This is a critical distinction. A ruling by the Supreme Court of Ohio in Armstrong v. Best Buy Co. (2001) clarified that property owners are not insurers of their premises, but they must exercise ordinary care. My firm has handled countless slip and fall cases, and the devil is always in the details. Was the wet floor a recent spill? Was there a “wet floor” sign? How long had the condition existed? These are the questions that make or break a case.

For our DoorDash driver in Columbus, proving negligence would mean demonstrating that the building management or owner of the lobby either created the wet condition, knew about it and failed to act, or should have known about it through reasonable inspection. This “should have known” element, known as constructive knowledge, often hinges on the duration of the dangerous condition. If the floor had been wet for an extended period, say an hour, without any attempt to clean it or warn visitors, then establishing constructive knowledge becomes much more feasible. We often use surveillance footage, witness statements, and even employee shift logs to piece together this timeline. Without that evidence, it’s a much harder fight.

Immediate Steps After a Slip and Fall Incident

The moments immediately following a slip and fall are crucial, especially for a gig worker who lacks the built-in protections of workers’ compensation. If you’re a rideshare or delivery driver, or any independent contractor, and you suffer an injury, these steps are non-negotiable:

  1. Seek Medical Attention Immediately: Even if you feel fine, injuries from falls can manifest later. Go to an urgent care clinic or the nearest emergency room, such as OhioHealth Riverside Methodist Hospital in Columbus. Documenting your injuries by a medical professional creates an official record that is indispensable for any future claim.
  2. Document the Scene Extensively: This is where most people fall short. Take photos and videos of everything – the wet floor, any warning signs (or lack thereof), the lighting, your shoes, and even the surrounding area. Note the exact time, date, and location. If the DoorDash driver in Columbus had immediately pulled out their phone and photographed the wet lobby floor, that visual evidence would be invaluable.
  3. Identify Witnesses: Get contact information (name, phone, email) from anyone who saw the incident or the hazardous condition beforehand. Their testimony can corroborate your account and strengthen your case.
  4. Report the Incident: Notify the property owner or manager immediately. Insist on filling out an incident report and obtain a copy. If they refuse, document your attempt to report it. Do not rely solely on verbal reports.
  5. Do Not Give Recorded Statements Without Legal Counsel: Property owners’ insurance companies will likely contact you. They are not on your side. Politely decline to give any recorded statements or sign any documents without first consulting with an attorney. Anything you say can and will be used against you.
  6. Keep Detailed Records: Maintain a meticulous file of all medical bills, lost earnings (even if you’re an independent contractor, you’re losing income), receipts for out-of-pocket expenses, and communications related to the incident.

I cannot stress enough the importance of these steps. I had a client last year, a delivery driver, who slipped on ice in a commercial parking lot near the Arena District. He didn’t take photos because he was embarrassed. By the time he called us a week later, the ice was gone, and the property owner denied any knowledge of it. We still pursued the case, but it became significantly harder without that immediate visual evidence.

The Gig Economy and Insurance: A Complex Web

The intersection of the gig economy and insurance coverage is notoriously intricate. While platforms like DoorDash provide some level of insurance, it’s typically limited and often doesn’t cover the driver’s own injuries from a premises liability perspective. For instance, DoorDash’s occupational accident insurance (OAI), where available, usually covers medical expenses and disability payments stemming from injuries sustained while “on active delivery,” but it’s not workers’ compensation and has its own set of exclusions and limitations. It certainly wouldn’t cover the negligence of a third-party property owner.

This means our Columbus DoorDash driver would likely need to rely on their own health insurance for medical costs initially, and then seek reimbursement through a personal injury claim. Furthermore, their personal auto insurance policy might not cover accidents or injuries sustained while actively engaged in commercial activities, leaving a significant gap. Many standard personal auto policies have “business use” exclusions. This is a huge trap for gig workers. We always advise clients to investigate specific rideshare insurance policies or endorsements that bridge this gap, but many drivers either aren’t aware or choose to forego the added expense. This lack of comprehensive coverage exacerbates the financial strain on injured gig workers, making a successful premises liability claim even more critical.

The Role of Legal Counsel in Premises Liability Claims

Pursuing a premises liability claim against a property owner, especially when dealing with large corporate entities or their well-funded insurance carriers, is not a DIY project. The legal process is fraught with complexities, from proving negligence and establishing the extent of damages to navigating discovery and potential litigation. A skilled personal injury attorney specializing in premises liability can make an insurmountable difference.

We, as experienced legal professionals, understand the nuances of Ohio’s premises liability laws, including the specific duties owed to invitees. We know how to investigate an incident, gather crucial evidence like surveillance footage, maintenance logs, and witness statements, and effectively negotiate with insurance adjusters who are trained to minimize payouts. We also have access to expert witnesses – medical professionals, economists, and accident reconstructionists – whose testimony can be vital in establishing the full extent of injuries and financial losses, including lost earning capacity, which is particularly challenging to calculate for independent contractors. Frankly, without an attorney, you’re fighting a battle with one hand tied behind your back against an opponent who has an entire army of legal and financial resources. Don’t fall into that trap.

Consider a hypothetical case: A DoorDash driver, let’s call her Sarah, slips on a wet floor at a restaurant in the Short North area of Columbus. She sustains a fractured wrist, requiring surgery and months of physical therapy. She’s out of work for three months. Without an attorney, Sarah might accept a lowball offer from the restaurant’s insurer, covering only her immediate medical bills. With our intervention, we would gather evidence of the restaurant’s failure to maintain the floor, document her lost income (which, for a gig worker, requires detailed earnings statements from DoorDash), and factor in her pain, suffering, and future medical needs. We might negotiate a settlement that covers her $15,000 in medical bills, $8,000 in lost income, and an additional $25,000 for pain and suffering, totaling $48,000. Without legal guidance, she might have walked away with a fraction of that.

The bottom line is that the recent changes in Ohio law, while clarifying the independent contractor status of gig workers, have also shifted the burden of injury recovery. For those who find themselves in a similar situation as the Columbus DoorDash driver, understanding these legal avenues and securing knowledgeable legal representation is not merely beneficial; it’s absolutely essential to secure fair compensation and protect their rights.

For any gig worker injured on the job in Ohio, the path to recovery now relies heavily on navigating premises liability laws and demonstrating clear negligence. Don’t let the complexities deter you from seeking the justice and compensation you deserve.

Does Ohio’s House Bill 62 mean gig workers can never get compensation for work-related injuries?

No, it means they generally cannot access traditional workers’ compensation benefits. Instead, they must pursue personal injury claims (like premises liability) against negligent third parties or rely on private insurance policies.

What is the difference between “actual knowledge” and “constructive knowledge” in a slip and fall case?

Actual knowledge means the property owner or their employees directly knew about the dangerous condition (e.g., someone saw the spill). Constructive knowledge means they should have known about it because the condition existed for a sufficient length of time that a reasonable owner would have discovered and remedied it.

Can I sue DoorDash if I get injured while on a delivery?

Generally, no, not for your own injuries if you are classified as an independent contractor under Ohio HB 62. Your claim would typically be against the negligent party responsible for the dangerous condition (e.g., the property owner where you slipped) or potentially through DoorDash’s specific occupational accident insurance, if applicable and within its terms.

How long do I have to file a slip and fall lawsuit in Ohio?

In Ohio, the statute of limitations for most personal injury claims, including slip and fall cases, is two years from the date of the injury. This is codified under Ohio Revised Code Section 2305.10. Missing this deadline will almost certainly bar your ability to recover compensation.

What kind of evidence is most important for a slip and fall claim?

The most important evidence includes photographs and videos of the dangerous condition and the scene, witness statements, incident reports, and comprehensive medical records detailing your injuries and treatment. The more immediate and detailed the documentation, the stronger your case.

Cassian Owusu

Senior Counsel, Municipal Finance J.D., Georgetown University Law Center

Cassian Owusu is a Senior Counsel at Sterling & Finch LLP, specializing in municipal finance and infrastructure development within State & Local Law. With 16 years of experience, he advises governmental entities on complex bond issuances and public-private partnerships. His work has been instrumental in securing funding for critical urban renewal projects across several states. Owusu is also the author of "The Municipal Bond Handbook: Navigating Local Governance Finance," a widely respected guide in the field